Refinancing your loan

Why and when would you refinance?

You want to renovate your home.
You want to pay off other debts quicker and cheaper (debt consolidation).
You would like to draw equity from your current home/investment for the purpose of purchasing other property.
You require a cash out increase, but your current lender won’t allow it.
You have been in default or arrears with your current lender and need to find other lending alternatives.
Your current lender has fallen out of love with you and wants you to move on.
You are not happy with your current lenders service levels or rates.
You want to get a better rate and reduce your liabilities.
You want to switch from a variable rate to a fixed rate – same lender or new lender.
You may have gone through a separation/breakup and wish to transfer interest in a property – hence the need to refinance.

There are many reasons why people want or need to refinance their loan. Lawform will be able to discuss all aspects of your loan requirements, give you lender comparisons and take the hard work out of the process.